my lords and members of the house of commons,

my government’s legislative programme will continue to deliver on its long-term plan to builda stronger economy and a fairer society.

to strengthen the economy and provide stability and security, my ministers will continue toreduce the country’s deficit, helping to ensure that mortgage and interest rates remain low.

an updated charter for budget responsibility will be brought forward to ensure that futuregovernments spend taxpayers’ money responsibly.

my government will also continue to cut taxes in order to increase people’s financial security.

my ministers will implement measures to increase further the personal allowance and tofreeze fuel duty.

measures will be brought forward for a married couple’s allowance, which will recognisemarriage in the tax system.

legislation will be introduced to help make the united kingdom the most attractive place tostart, finance and grow a business. the bill will support small businesses by cuttingbureaucracy and enabling them to access finance.

new legislation will require ministers to set and report on a deregulation target for eachparliament. the legislation will also reduce delays in employment tribunals, improve thefairness of contracts for low paid workers and establish a public register of companybeneficial ownership. legislation will be introduced to provide for a new statutory code andan adjudicator to increase fairness for public house tenants.

legislation will impose higher penalties on employers who fail to pay their staff the minimumwage. measures will be brought forward to limit excessive redundancy payments across thepublic sector.

in respect of national insurance contributions, legislation will be brought forward to tackleavoidance and to simplify their collection from the self-employed.

my government will introduce a bill to bolster investment in infrastructure and reformplanning law to improve economic competitiveness. the bill will enhance the unitedkingdom’s energy independence and security by opening up access to shale and geothermalsites and maximising north sea resources. legislation will allow for the creation of an allowablesolutions scheme to enable all new homes to be built to a zero carbon standard and willguarantee long-term investment in the road network.

my government will continue to implement major reforms to the electricity market and reducethe use of plastic carrier bags to help protect the environment.

a key priority for my ministers will be to continue to build an economy that rewards those whowork hard.

legislation will be brought forward to give those who have saved discretion over the use oftheir retirement funds. my government’s pension reforms will also allow for innovation in theprivate pensions market to give greater control to employees, extend the isa and premiumbond schemes and abolish the savers’ 10 pence tax rate.

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